SUPPLEMENTAL HEALTH INSURANCE OPTIONS

When life gives you setbacks, Our Partners is here to help you make a comeback.

F.O.F. Insurance Agency is thrilled to announce its partnership with multiple Fortune 500 companies, a leading provider of insurance products and services. This partnership will enable F.O.F. Insurance Agency to offer exceptional insurance solutions to individuals, families, and businesses throughout Montrose, CO.  Our partners are known for their commitment to customer satisfaction, and its range of insurance products, including life, health, and disability insurance, among others. With this partnership, F.O.F. Insurance Agency can help clients find the best possible insurance coverage to protect their financial future.

Accidental Plan

Accident insurance policies1 help provide support when life’s most unexpected moments arrive. Supplemental accident insurance is meant to be purchased in addition to your primary policy. It helps pay the bills that your major medical insurance doesn’t completely cover.


This helps provide peace of mind when new and unexpected injury costs occur. Aflac works by paying benefits regardless of your current plan. This gives you extra support and financial relief during these covered accidents.

Ambulance Rates

Intensive Care Costs

Major Diagnostic Test & Exam Fees

Therapy Charges

Rehabilitation Costs

Family Support Benefits

Cancer Plan

Aflac cancer insurance1 is here to help you and your family better cope financially—and emotionally—if a positive diagnosis of cancer ever occurs. Added comfort and protection means the freedom to focus on more important things.

How Does Our Partners' Cancer Insurance Work

Now that you have a better idea of how much our partners' Cancer insurance is, let’s discuss how exactly it works. Supplemental cancer insurance benefits are designed to help cover expenses that traditional insurance may not cover. Our partners cancer insurance doesn't just help with medical expenses, but the cash benefits can also help you with everyday costs.


With our cancer insurance, cash is delivered straight to the policyholder6 rather than going through a doctor or hospital first. You can use these benefits to help pay for your mortgage payments, electricity bills or medication refills—it’s completely up to you. Taking a look at your current expenses can help you determine how much coverage you would need if you are diagnosed with cancer.

An unplanned hospital visit can leave you with expenses not covered by major medical. Aflac pays you cash to help you with the expenses that health insurance doesn’t cover so you can worry less about covering your everyday needs.


*Ask your employer about Aflac Hospital insurance. This product is available through worksite payroll deduction only.

Hospital

Critical Illness Care

Use our critical illness insurance to help with the treatment costs of life-changing illnesses and health events, so you can stay focused on recuperation.

Our partners' Short-Term Disability Insurance can help provide income protection while you are unable to work due to a covered sickness, injury or mental health condition so you can focus on recovery. With a variety of options to fit your unique needs, Aflac's Short-Term Disability Insurance keeps on working when you can't.

Short-Term Disability Insurance

Dental & Health Insurance

Good oral care is a key step in maintaining your overall health. But dental care can be expensive. Even cleaning and X-rays could strain your budget – and if a checkup reveals more serious issues, the costs could quickly become overwhelming.

  • Deductible that decreases over time.
  • Calendar year 1: $75/person.
  • Calendar year 2: $50/person.
  • Calendar year 3+: $25/person.
  • No waiting period for preventive dental care.
  • Annual maximum benefit increases over time.
  • Plans available with vision and hearing services.
  • Reduced costs for using in-network providers.

Ask Us About How We Provide AFLAC Insurance For Your Needs At 970-209-5148.

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